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Please Note: The material on this website is provided for informational purposes only. It is not a consumer reporting agency as defined by The Fair Credit Reporting Act and should not be used to determine an individual's eligibility for personal credit or employment, or to assess risk associated with any business transactions such as tenant screening.
What Are Background Checks?
Background checks can be said to be a situation whereby you as a job candidate is placed under scrutiny by the organization hiring you or an independent party hired by the employer. The employer looks into your past to get information about your character or personality. Many people have a misguided belief that the checks only involve the organization checking with authorities if your name appears among the criminals of the country. This is just one part of this important procedure to the organization.
Any organization wants to hire a qualified person who is trustworthy at the same time. Gone are the days, when your academic qualifications were the only things considered; today, your academic qualifications need to be supported by a good character. There is no point of hiring a person who is intellectually overflowing but morally limping, a person who can make away with the business money or ideas. In addition, if past records shows loan defaults or many outstanding loans it can be a sign of poor management of personal resources. For these reasons, an organization needs to carry out background checks in regards to criminal background, performance background, financial background and commercial background.
Background checks focusing on criminal background will involve the organization your criminal records from the court clerk. The records will tell if you ever been accused of a criminal deed. Some organization will allow you explain how your name got to the list while others will just use as a basis of your rejection for the position. It is advisable to keep your records with the authority clean by avoiding engaging in criminal activities.
Before leaving one job to look for another, it is important to know that checks will involve your new employer communicating with your previous employer on your performance and personality. If did not leave in good terms, the previous employer is likely to give negative information about which your potential employer could use to reject you for the position with caring about rightness or wrongness of the information gathered.
Financial records can be sourced from your bank. Background checks that involve financial records are meant to check on how you manage your resources and this can give the organization an idea on how you will manage the organizations resources.
These checks are no longer for employees seeking positions, which require trust and high security only; it is a procedure on all employees joining the organization.